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What is the Use of Social Security Card in USA

A Social Security Card has your name, and a 9-digit number given to you by the United States Social Security Administration. A Social Security Number is important because you need it to get a job, collect Social Security benefits, and receive some other government services. Many businesses, such as banks, and credit companies, also ask for your number. There is no cost to get your Social Security Card.  To get a new card, replacement card, or change the name on the card you have, you must complete form SS-5, and visit your local Social Security office.

Social Security Card

You must have proof of your identity to get a Social Security Card in USA;

  • New Card –To obtain a new card, documents that show age, citizenship or lawful alien status, and who you are (i.e., birth certificate and school record) are required.
  • Replacement Card –To obtain a replacement card, one identifying document is required.
  • Name Change –To change your name, documentation showing old name and new name are required.  Photocopies of identification documents and notarized copies are not accepted. Original documents or copies certified by the custodian of the record must be submitted.  If you were born outside the United States, you also must show proof of U.S. citizenship or lawful alien status.

You should have one of these original, unexpired IDs to apply the Social Security Card, but not limited to;

  • S. Driver License
  • Non-Driver State ID
  • Passport
  • Employee ID Card
  • School ID Card
  • Health Insurance Card (not a Medicare card)
  • U.S. Military ID Card

Why You Need a Social Security Number

Here are some scenarios where you’ll need to provide your Social Security Card Number, but not limited to;

  1. Government Services: The U.S. government uses this number to keep track of your lifetime earnings, and number of years worked. When the time comes to retire, or if you ever need to receive Social Security disability income, the government uses the information about your contributions to Social Security to determine your eligibility, and calculate your benefit payments.
  2. Applying For a Passport: Federal law requires you to provide a Social Security number if you have one when you apply for a U.S. passport.
  1. To Get a Driver’s License: If you have an SSN, you have to provide it when you apply for a driver’s license.
  2. Opening an Account with Any U.S. Financial Institution:Financial institutions use your SSN to check your credit, to report your interest, and investment income or losses to the IRS, to report your tax-deductible mortgage interest to the IRS, and to open, manage your account.
  3. Applying For a Federal Loan: The government will use your Social Security Card to make sure you’re eligible when you apply for a federal loan, such as a federal student loan.
  4. On Your Tax Return: The IRS uses your Social Security Card Number to match the income you report on your tax return to the income your employer, and financial institutions report having paid to you. Also, you’ll need to provide your child’s SSN to claim your child as a dependent on your tax return

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